Chestnut Posted January 17, 2021 Share Posted January 17, 2021 And what bank are you using for your FD account? Shalala lala la la ~ 🌠 Link to comment Share on other sites More sharing options...
The_King Posted January 17, 2021 Share Posted January 17, 2021 Go to bank which everr give the highest or sometime SSB give the highest 1 Link to comment Share on other sites More sharing options...
Chestnut Posted January 17, 2021 Author Share Posted January 17, 2021 8 minutes ago, The_King said: Go to bank which everr give the highest or sometime SSB give the highest SSB like the rates are lower? And do we have to deposit every month for SSB ? Shalala lala la la ~ 🌠 Link to comment Share on other sites More sharing options...
The_King Posted January 17, 2021 Share Posted January 17, 2021 2 minutes ago, Chestnut said: SSB like the rates are lower? And do we have to deposit every month for SSB ? San need to have account then have to apply if apply sussesful then ok here more detail. https://www.mas.gov.sg/bonds-and-bills/investing-in-singapore-savings-bonds/how-to-buy 1 Link to comment Share on other sites More sharing options...
The_King Posted January 17, 2021 Share Posted January 17, 2021 5 minutes ago, Chestnut said: SSB like the rates are lower? And do we have to deposit every month for SSB ? Nv check the rate maybe @socrates469bc can help 1 1 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted January 17, 2021 Share Posted January 17, 2021 What do you plan to do with it and how many years? 1 Link to comment Share on other sites More sharing options...
Chestnut Posted January 17, 2021 Author Share Posted January 17, 2021 22 minutes ago, ManOfTheHour said: What do you plan to do with it and how many years? Jus to grow my savings 1 Shalala lala la la ~ 🌠 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted January 17, 2021 Share Posted January 17, 2021 50 minutes ago, Chestnut said: Jus to grow my savings My advise is to find those neutral financial planner. Maybe can advise you with lobang that gives you better interest etc 1 Link to comment Share on other sites More sharing options...
Chestnut Posted January 17, 2021 Author Share Posted January 17, 2021 30 minutes ago, ManOfTheHour said: My advise is to find those neutral financial planner. Maybe can advise you with lobang that gives you better interest etc I got consider the robo savings like Syfe or Stashaway not so sure if there will be any losses or not if withdraw Shalala lala la la ~ 🌠 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted January 17, 2021 Share Posted January 17, 2021 1 hour ago, Chestnut said: I got consider the robo savings like Syfe or Stashaway not so sure if there will be any losses or not if withdraw If withdraw early usually hv to pay some interest. i have one unit trust fund which i dont plan to withdraw for 30 yrs. By then my child shld be done with uni and i wanna use that money to buy a house for my child (provided a good child lah lol) 1 Link to comment Share on other sites More sharing options...
Chestnut Posted January 17, 2021 Author Share Posted January 17, 2021 1 hour ago, ManOfTheHour said: If withdraw early usually hv to pay some interest. i have one unit trust fund which i dont plan to withdraw for 30 yrs. By then my child shld be done with uni and i wanna use that money to buy a house for my child (provided a good child lah lol) U good uh. Buy hse fr ur child. Shalala lala la la ~ 🌠 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted January 17, 2021 Share Posted January 17, 2021 2 minutes ago, Chestnut said: U good uh. Buy hse fr ur child. In 30 yrs what else can i do? Pay medical bills only haha 1 1 Link to comment Share on other sites More sharing options...
Chestnut Posted January 17, 2021 Author Share Posted January 17, 2021 44 minutes ago, ManOfTheHour said: In 30 yrs what else can i do? Pay medical bills only haha New age parents different Shalala lala la la ~ 🌠 Link to comment Share on other sites More sharing options...
Chestnut Posted January 17, 2021 Author Share Posted January 17, 2021 1 hour ago, ManOfTheHour said: If withdraw early usually hv to pay some interest. i have one unit trust fund which i dont plan to withdraw for 30 yrs. By then my child shld be done with uni and i wanna use that money to buy a house for my child (provided a good child lah lol) Ur unit trust fund is under which bank? But then again, this kind of funds i dun dare touch, as i afraid of the risk Shalala lala la la ~ 🌠 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted January 17, 2021 Share Posted January 17, 2021 15 minutes ago, Chestnut said: Ur unit trust fund is under which bank? But then again, this kind of funds i dun dare touch, as i afraid of the risk Under AXA 1 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted January 17, 2021 Share Posted January 17, 2021 16 minutes ago, Chestnut said: New age parents different I know the struggle of affording a house. Dont want my child to face it 2 1 Link to comment Share on other sites More sharing options...
aaur4man Posted January 17, 2021 Share Posted January 17, 2021 when my kids grow up....if want marry make baby faster make...then help take care when young... then hope can havoc a few years then die in my sleep 2 2 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted January 17, 2021 Share Posted January 17, 2021 34 minutes ago, aaur4man said: when my kids grow up....if want marry make baby faster make...then help take care when young... then hope can havoc a few years then die in my sleep I will advise my child to earn money first then have kids. Never earn enough, dont have kids. 2 Link to comment Share on other sites More sharing options...
socrates469bc Posted January 17, 2021 Share Posted January 17, 2021 (edited) 8 hours ago, Chestnut said: SSB like the rates are lower? And do we have to deposit every month for SSB ? 8 hours ago, The_King said: Nv check the rate maybe @socrates469bc can help i place my fd with this financial institution. tiagong it gives the highest fd rates among all the financial institutions here, both local and foreign. wahahahhahahahha Edited January 17, 2021 by socrates469bc 1 1 Link to comment Share on other sites More sharing options...
socrates469bc Posted January 17, 2021 Share Posted January 17, 2021 4 hours ago, ManOfTheHour said: If withdraw early usually hv to pay some interest. i have one unit trust fund which i dont plan to withdraw for 30 yrs. By then my child shld be done with uni and i wanna use that money to buy a house for my child (provided a good child lah lol) 3 hours ago, Chestnut said: U good uh. Buy hse fr ur child. if ur child smart and ambitious, i suggest u save seed money for him/her to use as biz instead for house. 2 Link to comment Share on other sites More sharing options...
Chestnut Posted January 17, 2021 Author Share Posted January 17, 2021 14 minutes ago, socrates469bc said: i place my fd with this financial institution. tiagong it gives the highest fd rates among all the financial institutions here, both local and foreign. wahahahhahahahha U buysimi stocks 1 Shalala lala la la ~ 🌠 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted January 17, 2021 Share Posted January 17, 2021 11 minutes ago, socrates469bc said: if ur child smart and ambitious, i suggest u save seed money for him/her to use as biz instead for house. It’s an either or thing. I dont plan to tell my child this money exists too 2 Link to comment Share on other sites More sharing options...
socrates469bc Posted January 17, 2021 Share Posted January 17, 2021 4 minutes ago, Chestnut said: U buysimi stocks tiagong this stock can give up to 5% most of the time if buy at rite time. wahahahahhaha 2 Link to comment Share on other sites More sharing options...
socrates469bc Posted January 17, 2021 Share Posted January 17, 2021 4 minutes ago, ManOfTheHour said: It’s an either or thing. I dont plan to tell my child this money exists too if the child is a spendthrift and no-hopers like the shaws offsprings, better spend the money with wifey. or set up a trust fund in case the child is a prodigal son. 3 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted January 17, 2021 Share Posted January 17, 2021 20 minutes ago, socrates469bc said: if the child is a spendthrift and no-hopers like the shaws offsprings, better spend the money with wifey. or set up a trust fund in case the child is a prodigal son. Honestly my wife got her money, i will just enjoy it myself if child doesnt get 1 1 Link to comment Share on other sites More sharing options...
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