Cybertan Posted October 31, 2023 Share Posted October 31, 2023 29 minutes ago, noobmaster said: I would just go VWRA or IWDA and forget the rest as there seems to be overlaps. Personally I’m buying VWRA My IWDA using ibkr but the rest of etf using using Syfe. So if I withdraw I’m losing money. For that matter I’ll merge it to VOO and gld Link to comment Share on other sites More sharing options...
noobmaster Posted October 31, 2023 Share Posted October 31, 2023 (edited) 6 minutes ago, Cybertan said: My IWDA using ibkr but the rest of etf using using Syfe. So if I withdraw I’m losing money. For that matter I’ll merge it to VOO and gld VOO tracks snp500. IWDA tracks MSCI world index of which majority is US, so I think there’s a bit of overlap there. Anyway, this kind is just hold and RSP regardless up or down - think long term. But do your own due diligence. If using Syfe, look at the underlying funds see if you have anything overlapped as well. Edited October 31, 2023 by noobmaster 1 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted October 31, 2023 Author Share Posted October 31, 2023 39 minutes ago, noobmaster said: The siambu might have a higher chance of replying than the sinkiebu I think the sinkiebu might react if it is funny. She quite boliao corny kind Link to comment Share on other sites More sharing options...
Cybertan Posted October 31, 2023 Share Posted October 31, 2023 (edited) 30 minutes ago, noobmaster said: VOO tracks snp500. IWDA tracks MSCI world index of which majority is US, so I think there’s a bit of overlap there. Anyway, this kind is just hold and RSP regardless up or down - think long term. But do your own due diligence. If using Syfe, look at the underlying funds see if you have anything overlapped as well. . Edited October 31, 2023 by Cybertan Link to comment Share on other sites More sharing options...
Cybertan Posted October 31, 2023 Share Posted October 31, 2023 35 minutes ago, noobmaster said: VOO tracks snp500. IWDA tracks MSCI world index of which majority is US, so I think there’s a bit of overlap there. Anyway, this kind is just hold and RSP regardless up or down - think long term. But do your own due diligence. If using Syfe, look at the underlying funds see if you have anything overlapped as well. RSP is less sensitive to larger companies. so VOO, RSP and GLD makes better sense 1 Link to comment Share on other sites More sharing options...
CannotTahanLiao Posted October 31, 2023 Share Posted October 31, 2023 23 minutes ago, ManOfTheHour said: I think the sinkiebu might react if it is funny. She quite boliao corny kind if i get my horny naughty messages across, i dont care if she replies or not 4 Link to comment Share on other sites More sharing options...
noobmaster Posted October 31, 2023 Share Posted October 31, 2023 46 minutes ago, Cybertan said: RSP is less sensitive to larger companies. so VOO, RSP and GLD makes better sense Index ETFs like VWRA and IWDA tracks the global market (majority US weighted). And Irish domiciled. So you get taxed lesser VOO you need to bear in mind that your returns will be eaten up partially by tax 1 Link to comment Share on other sites More sharing options...
classyNfabulous Posted October 31, 2023 Share Posted October 31, 2023 49 minutes ago, CannotTahanLiao said: if i get my horny naughty messages across, i dont care if she replies or not then better think of smthg gao lat to whack cos dat mabbe yr last chance. in case she blocks u 1 1 Link to comment Share on other sites More sharing options...
Cybertan Posted October 31, 2023 Share Posted October 31, 2023 (edited) 1 hour ago, noobmaster said: Index ETFs like VWRA and IWDA tracks the global market (majority US weighted). And Irish domiciled. So you get taxed lesser VOO you need to bear in mind that your returns will be eaten up partially by tax Actually you can technically say that for all US based ETFs. But I losing money so if I access based on. How well they performed VTI lose out to VOO. So I think to consider this. Another is commodity most of my allocated cash is in IWDA. But as I already lose money on Syfe because of the stock market thanks to Brandon. Edited October 31, 2023 by Cybertan Link to comment Share on other sites More sharing options...
noobmaster Posted October 31, 2023 Share Posted October 31, 2023 1 hour ago, CannotTahanLiao said: if i get my horny naughty messages across, i dont care if she replies or not 47 minutes ago, classyNfabulous said: then better think of smthg gao lat to whack cos dat mabbe yr last chance. in case she blocks u Should ask her ao gan mai @ManOfTheHour @ExTreMisTxxx 1 1 1 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted October 31, 2023 Author Share Posted October 31, 2023 56 minutes ago, noobmaster said: Should ask her ao gan mai @ManOfTheHour @ExTreMisTxxx Yucks 1 2 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted October 31, 2023 Author Share Posted October 31, 2023 perfect pose to fart on my face @noobmaster @CannotTahanLiao @Cybertan 1 2 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted October 31, 2023 Author Share Posted October 31, 2023 @noobmaster @ExTreMisTxxx @CannotTahanLiao @classyNfabulous @canot_lidat_lah 1 2 2 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted October 31, 2023 Author Share Posted October 31, 2023 @noobmaster @ExTreMisTxxx @CannotTahanLiao @classyNfabulous @canot_lidat_lah 2 1 2 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted October 31, 2023 Author Share Posted October 31, 2023 @noobmaster @ExTreMisTxxx @CannotTahanLiao @classyNfabulous @canot_lidat_lah 2 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted October 31, 2023 Author Share Posted October 31, 2023 @noobmaster @ExTreMisTxxx @CannotTahanLiao @classyNfabulous @canot_lidat_lah 1 2 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted October 31, 2023 Author Share Posted October 31, 2023 @noobmaster @ExTreMisTxxx @CannotTahanLiao @classyNfabulous @canot_lidat_lah 1 2 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted October 31, 2023 Author Share Posted October 31, 2023 @noobmaster @ExTreMisTxxx @CannotTahanLiao @classyNfabulous @canot_lidat_lah 1 2 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted October 31, 2023 Author Share Posted October 31, 2023 @noobmaster @ExTreMisTxxx @CannotTahanLiao @classyNfabulous @canot_lidat_lah 1 1 2 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted October 31, 2023 Author Share Posted October 31, 2023 @Cybertan 2 1 Link to comment Share on other sites More sharing options...
Cybertan Posted October 31, 2023 Share Posted October 31, 2023 16 minutes ago, ManOfTheHour said: perfect pose to fart on my face @noobmaster @CannotTahanLiao @Cybertan She has perky pigu 2 Link to comment Share on other sites More sharing options...
Cybertan Posted October 31, 2023 Share Posted October 31, 2023 4 minutes ago, ManOfTheHour said: @Cybertan I want to suck her Thai kway chap farts 2 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted October 31, 2023 Author Share Posted October 31, 2023 30 minutes ago, Cybertan said: She has perky pigu Sure smell and taste good mmm 2 Link to comment Share on other sites More sharing options...
ExTreMisTxxx Posted October 31, 2023 Share Posted October 31, 2023 2 hours ago, noobmaster said: Should ask her ao gan mai @ManOfTheHour @ExTreMisTxxx fwah raos moi ish will rip aparts her seksi translucent dress and attack her chao sng soured armpits!!!!! 2 Link to comment Share on other sites More sharing options...
noobmaster Posted October 31, 2023 Share Posted October 31, 2023 2 hours ago, Cybertan said: Actually you can technically say that for all US based ETFs. But I losing money so if I access based on. How well they performed VTI lose out to VOO. So I think to consider this. Another is commodity most of my allocated cash is in IWDA. But as I already lose money on Syfe because of the stock market thanks to Brandon. anyway if you buy index ETFs like this don’t be too concerned about short term fluctuations as long as you still believe in it just rmb to do your own due diligence 2 Link to comment Share on other sites More sharing options...
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