The_King Posted March 8, 2023 Share Posted March 8, 2023 My UOB Visa card was hacked at Thailand whilst I have never been there in past 7years! After complaints through phone calls more than 3 times, this is the reply I got from UOB customer service! No refund ?! My SGD984.79 just gone with poor UOB cybersecurity https://www.facebook.com/groups/348556498924584/user/100001858172266/ 1 Link to comment Share on other sites More sharing options...
The_King Posted March 8, 2023 Author Share Posted March 8, 2023 (edited) i already say until sian. my old post. why i love D Card step 1: alway set the limit to $0. only increase when you buy something, after paying fast hand fast leg to disable. usually a few min only step 2: have a standalone account just for online. all other account, prefer not to have those all in one card, phone banking, online banking etcc... (simple if you inconvenience yourself, you inconvenience the scammer too) if bank say all they have all in one card only, then call them to disable the DC account but maintain the atm or net function only. if cant then set the limit to 0 step 3: prefer your standalone online account to have less then $20. if dont want to pay the monthly service charge then keep it at $500 (at your own risk). step 4: set alert to sms you if there any deduction, for me i set at 0.01cent the scammer cant steal what you dont have. if your debit card got only $20 at the most you lose $20. that if all the step 1, step 2, step 3 and step 4 failed. * some paying like amazon if not immediately. so if you have $500 and the item is $80. then transfer the rest of the money or withdrawn out first. hacker cant steal if there no money inside update on the amazon payment, since amazon is not immediately payment, transfer the amount needed to a digital wallet like singtel dash (have virtual credit card), so no need to risk the the debit card which have min balance either 500 or ocbc 1000 Edited March 8, 2023 by The_King 1 Link to comment Share on other sites More sharing options...
The_King Posted March 8, 2023 Author Share Posted March 8, 2023 (edited) when will ppl learn? in the past to steal valuable/money they have to come over physically to your place or to you. nowaday to steal your money/valuable , they can be in toilet in america to steal your money/valuable item while you in SG Edited March 8, 2023 by The_King 2 Link to comment Share on other sites More sharing options...
XianGe Posted March 8, 2023 Share Posted March 8, 2023 Tink he link an app to cc so it's the app issue ba 1 Link to comment Share on other sites More sharing options...
aaur4man Posted March 8, 2023 Share Posted March 8, 2023 since it's credit, he can pay up the balance he spent and just cancel the card. burn bridge with UOB 1 Link to comment Share on other sites More sharing options...
The_King Posted April 20, 2023 Author Share Posted April 20, 2023 (edited) updated since i cant edit i already say until sian. my old post. why i love D Card step 1: alway set the limit to $0. only increase when you buy something, after paying fast hand fast leg to disable. usually a few min only step 2: first account: have a standalone bank account just for online (as in use it for E-payment, e-com etc... only). 2nd account: this bank saving account for salary/ passive income money deposit , only allow atm withdrawal function THAT ALL. No access to not to have those all in one card, phone banking, flash pay, online banking, fund transfer, giro etcc... (simple if you inconvenience yourself, you inconvenience the scammer too) if bank say all they have all in one card only, then call them to disable the all other function tie to this account if cant then set the limit to 0 3rd account: this account is for daily/monthly use but with limited fund which you have to manually withdraw from 2nd account , can have any feature or function you need like paynow, flash pay, net, atm, FAST fund transfer, QR code etc....) step 3: prefer your standalone online account to have less then $20. if dont want to pay the monthly service charge then keep it at $500 (at your own risk). step 4: set alert to sms you if there any deduction, for me i set at 0.01cent the scammer cant steal what you dont have. if your debit card got only $20 at the most you lose $20. that if all the step 1, step 2, step 3 and step 4 failed. * some paying like amazon if not immediately. so if you have $500 and the item is $80. then transfer the rest of the money or withdrawn out first. hacker cant steal if there no money inside update on the amazon payment, since amazon is not immediately payment, transfer the amount needed to a digital wallet like singtel dash (have virtual credit card), so no need to risk the the debit card which have min balance either 500 or ocbc 1000 Edited April 20, 2023 by The_King 1 Link to comment Share on other sites More sharing options...
ManOfTheHour Posted April 20, 2023 Share Posted April 20, 2023 I have credit card with UOB. Honestly their service usually very good Link to comment Share on other sites More sharing options...
The_King Posted June 9, 2023 Author Share Posted June 9, 2023 updated since i cant edit i already say until sian. my old post. why i love D Card step 1: alway set the limit to $0. only increase when you buy something, after paying fast hand fast leg to disable. usually a few min only step 2: first account: have a standalone bank account just for online (as in use it for E-payment, e-com etc... only). to deposit cash, physically go to the bank deposit machine to deposit cash. 2nd account: this bank saving account for salary/ passive income money deposit , only allow atm withdrawal function THAT ALL. No access and not to have those all in one card, phone banking, flash pay, online banking, fund transfer, giro etcc... (simple if you inconvenience yourself, you inconvenience the scammer too) if bank say they have all in one card only no stand alone atm card, then call them to disable the all other function that tie to this account if cant then set the limit to 0 3rd account: this account is for daily/monthly use but with limited fund which you have to manually withdraw from 2nd account (, physically go to the bank atm machine writhdraw card then again , physically go to the bank deposit machine (3rd account to deposit cash) , can have any feature or function you need like paynow, flash pay, net, atm, FAST fund transfer, QR code etc....) step 3: prefer your standalone online account to have less then $20. if dont want to pay the monthly service charge then keep it at $500 (at your own risk). step 4: set alert to sms you if there any deduction, for me i set at 0.01cent the scammer cant steal what you dont have. if your debit card got only $20 at the most you lose $20. that if all the step 1, step 2, step 3 and step 4 failed. * some paying like amazon if not immediately. so if you have $500 and the item is $80. then transfer the rest of the money or withdrawn out first. hacker cant steal if there no money inside update on the amazon payment, since amazon is not immediately payment, transfer the amount needed to a digital wallet like singtel dash (have virtual credit card), so no need to risk the the debit card which have min balance either 500 or ocbc 1000 1 Link to comment Share on other sites More sharing options...
The_King Posted August 4, 2023 Author Share Posted August 4, 2023 (edited) why i love D Card step 1: alway set the limit to $0. only increase when you buy something, after paying fast hand fast leg to disable. usually a few min only step 2: first account: have a standalone bank account just for online (as in use it for E-payment, e-com etc... only). to deposit cash, physically go to the bank deposit machine to deposit cash. 2nd account: this bank saving account for salary/ passive income money deposit , only allow atm withdrawal function THAT ALL. No access and not to have those all in one card, phone banking, flash pay, online banking, fund transfer, giro etcc... (simple if you inconvenience yourself, you inconvenience the scammer too) if bank say they have all in one card only no stand alone atm card, then call them to disable the all other function that tie to this account if cant then set the limit to 0 3rd account: this account is for daily/monthly use but with limited fund which you have to manually withdraw from 2nd account (physically go to the bank atm machine withdraw card for 3rd account), , can have any feature or function you need like paynow, flash pay, net, atm, FAST fund transfer, QR code etc....) step 3: prefer your standalone online account to have less then $20. if dont want to pay the monthly service charge then keep it at $500 (at your own risk). step 4: set alert to sms you if there any deduction, for me i set at 0.01cent the scammer cant steal what you dont have. if your debit card got only $20 at the most you lose $20. that if all the step 1, step 2, step 3 and step 4 failed. * some paying like amazon if not immediately. so if you have $500 and the item is $80. then transfer the rest of the money or withdrawn out first. hacker cant steal if there no money inside update on the amazon payment, since amazon is not immediately payment, transfer the amount needed to a digital wallet like singtel dash (have virtual credit card), so no need to risk the the debit card which have min balance either 500 or ocbc 1000 Edited August 4, 2023 by The_King 1 Link to comment Share on other sites More sharing options...
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