Population Abandon unspecified growth targets; ensure NS obligations apply fairly to new citizens  -- I believe I read there is already an optional scheme where the new SC does can apply and enlist. Just make that scheme mandatory instead of optional. But govt worry mandatory will lead to a drop in SC application from the siam hardwork foreigner males

Wonder what is the penalty for such mlm or pyramid game 

Unlike Msia where govt subsidised petrol to own citizens Spore has none so to make it cheaper for car owners go light aka electricity

The couple then took about $100,000 in savings and around $500,000 in bank loans -- Half a million loan I would think need some collateral else which banks will loan? Even if it is from various banks the sum up of half a million still means couple got something on hand maybe a condo or private property?