All about CNY 2021

[The_King]

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[The_King]

Where And How to Get New Bank Notes For CNY 2021

 

 

Due to the COVID-19 pandemic, getting new bank notes for Chinese New Year will not be the same as previous years.

For one, safety measures prohibiting long queues and crowds may prevent you from even getting anywhere near the bank – especially popular ones. Additionally, branches will face capacity restrictions, reducing their ability to serve your needs.

In anticipation of the coming rush, five banks in Singapore will offer online bookings for individuals to reserve their CNY bank notes for self-collection via appointment.

Here’s everything you need to know about getting your new bank notes for CNY 2021. 

How to get new bank notes for CNY 2021

Bank	Online reservation period	Collection period	New bank notes withdrawal via ATMs
DBS/POSB	18 to 23 Jan24 Jan to 5 Feb	25 to 29 Jan26 Jan to 10 Feb (Not available on Saturdays and Sundays)	Yes, from 25 Jan to 11 Feb
OCBC	From 18 Jan	25 Jan onwards	No
UOB	From 18 Jan	25 Jan onwards	No
Standard Chartered	18 to 24 Jan	25 Jan onwards	No
Maybank	18 Jan to 5 Feb	25 Jan onwards	No

DBS and POSB – Self collection by appointment, Pop-up ATMs

As the largest bank network in Singapore, DBS and POSB will no doubt see the largest number of new bank note requests. This means you’re likely to encounter large crowds and long queues if you choose to get your ang pow money from them.

To better manage the crowd, DBS has implemented two separate sessions for bank note collections, both of which require a reservation to be made online beforehand. Here are the two sessions:

• Register online from 18 to 23 Jan to collect your bank notes from 25 to 29 Jan

• Register online from 24 Jan to 5 Feb to collect your bank notes from 26 Jan to 10 Feb

• Online reservation page TBC (we’ll update once we know)

Do note that you’ll have to make your reservation at least two days before your collection date. Also, collection is not available on Saturdays and Sundays.

Pop-up ATMs for new bank notes

Another way to get new bank notes from DBS and POSB is via both banks’ ATMs, which will be loaded with newly minted and mint condition bank notes for the season.

There will be a total of 41 pop-up ATMs set up at selected community clubs and self-service lobbies around Singapore specially for this purpose. 

For quicker service, these ATMs will offer denominations of $2, $10 and $50 via the following packages:

Package value	Notes and denominations
$100	$2 x 50pcs
$300	$10 x 30 pcs
$500	$50 x 10 pcs
$600	$10 x 20 pcs +$50 x 8 pcs

Here are the dates and operating hours for these special ATMs.

• 25 Jan to 10 Feb, 10am to 10pm

• 11 Feb, 10am to 1pm

OCBC, UOB and Standard Chartered – Self collection by appointment only

OCBC, UOB and Standard Chartered are three more banks that will be offering CNY banknote exchanges.

However, you’ll have to first make an online reservation for the amount and denomination you need. In addition, you’ll also have to select a branch, date and time for self collection.

The reservation and collection details for each of the three banks are:

For OCBC customers

• Online reservation available from 18 Jan

• Self-collection via appointment from 25 Jan

• Online reservation page here: https://www.ocbc.com/personal-banking/campaign/cny2021-newnotes

For UOB customers

• Online reservation available from 18 Jan

• Self-collection via appointment from 25 Jan

• Online reservation via: UOB Personal Internet Banking or UOB Mighty  

For Standard Chartered customers

• Online reservation available from 18 to 24 Jan

• Self-collection via appointment from 25 Jan

• Online reservation via Internet Banking here: https://retail.sc.com/sg/nfs/login.htm

Maybank – Walk-in self-collection

Another option for new CNY bank notes is Maybank, which is offering walk-in service without the need to make an appointment beforehand.

While this may sound appealing to the time-starved, there’s a risk that you may run into long queues or encounter a shortage of new notes in the denominations you need.

To ensure you get your ang pow stuffing, be sure to make an online reservation for your LNY Fortune Bundle. Each account holder may make one order for up to two Fortune Bundles, and only $2 and $10 notes are available.

Planning to try your luck with a walk in? Note that the first banking hour of each branch is reserved for elderly persons above 60, or persons with special needs.

Here are the details for Maybank customers:

• Online reservation for Fortune Bundles ($2 and $10 notes) from 18 Jan to 5 Feb

• Self collection at branch from 25 Jan and 10 Feb

• Walk-ins without appointment from 25 Jan

Other banks to get new CNY bank notes

Besides the five banks listed above, new bank notes are also available at a number of commercial and other banks.

The need for appointments have not been announced for these other banks, so depending on your location and luck, you may be able to quickly zip in during lunch or after work to get your CNY bank notes without fighting the masses. Still, it might be useful to call ahead.

Here’s a complete listing of other banks to get your crisp new notes.

• Bangkok Bank Public Company Limited

• Bank of America, National Association

• Bank of China Limited

• Bank of India

• BNP Paribas

• CIMB Bank Berhad

• Citibank Singapore Limited

• Deutsche Bank Aktiengesellschaft

• First Commercial Bank, Limited

• Habib Bank Limited

• HL Bank

• HSBC Bank (Singapore) Limited

• Indian Bank

• Indian Overseas Bank

• Industrial and Commercial Bank of China Limited Singapore Branch

• KEB Hana Bank

• Mizuho Bank Limited

• MUFG Bank Limited

Things to note when exchanging CNY bank notes

No appointments needed for the elderly and persons with special needs

For individuals 60 and above, or persons with special needs, no reservations nor appointments are required. You may simply pay a visit to your nearest branch to exchange your CNY bank notes.

It may be helpful to call ahead and check for any special arrangements that can let you skip the queue.

Book your slot early and be flexible 

Bank appointment slots are available on a first-come, first-served basis, with safe distancing measures and a limit on the number of customers they can serve.

As a result, you could find yourself being locked out of your nearest bank branch, especially if it’s located in a busy precinct.

To heighten your chances of getting a spot at your desired branch, be sure to book your appointment as early as you can.

Working with family members to keep your schedule open during this period can also help you secure a suitable appointment.

Give sufficient lead time

Most banks will require at least two working days between the time you make your online reservation and your self-collection appointment. Also, collection may not be available on weekends and public holidays.

Be sure to plan ahead to allow yourself sufficient time to get your ang pows ready.

Bring identification and confirmation 

As cash is being collected, expect your bank to insist on collection in person (i.e., the person who made the online booking must be the one who collects the bank notes).

Be sure to bring along your original identification, as well as any confirmation emails or notification if applicable.

Have a backup plan

Due to the extremely high demand for new bank notes during CNY, banks are being extra strict. Reservations are restricted to one per account older, and likewise for appointments.

Having a backup plan might be prudent, in case you fail to collect your bank notes as planned.

If you choose to book a second appointment at another bank as a backup, be sure to cancel your appointment once you no longer need it so your place may be given to others.

You may also try your luck at other banks (see the list above) which are also offering new bank notes.

Alternatively, take the eco-friendly, pandemic-cautious route and offer e-ang pows instead.

[The_King]

Financial Chinese Horoscope Reading For The Year Of The Metal Ox

 

 

Bid farewell to the year that didn’t happen (also known as 2020), and say hello to the fortunes and opportunities that await you in the Year of the Ox.

Fortune favours the bold! Come 12 February 2021, we will be entering the Year of the Ox. If you believe in feng shui readings, there’s plenty to look forward to for every Chinese horoscope sign, especially in terms of money and career prospects.

So, if you’re curious about your financial fortunes, we break down your Chinese horoscope predictions for 2021, and investments you should consider making.

Disclaimer: This article serves as a light-hearted look into your fortunes and financial products that you could consider in the Year of The Ox based on Way Fengshui’s forecast. Before investing in any of the recommended financial products, always consult financial experts (not fortune-tellers, astrologers or geomancers).

Rat (1948, 1960, 1972, 1984, 1996, 2008)

Those born in the Year of the Rat will be relatively stable this year in terms of luck. They will see their career and interpersonal relationships improve the most as the Aspiring Star and Relationship Star shine in their favour.

Rat-signs should attend more activities to expand their social network, as this is where their wealth lies this year.

Lucky numbers: 1 and 9
Lucky colours: Black, blue, white and gold
Compatible Chinese horoscope signs: Rat and Monkey
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts, bonds, ETFs and robo-advisors.

Ox (1961, 1973, 1985, 1997, 2009, 2021)

2021 may be their year, but it definitely doesn’t seem like it! This year, Ox-signs will clash with the Grand Duke and thus, receive no support from any lucky stars.

The unlucky stars have also gathered to challenge their mental resilience (sigh). In particular, the Separation Star and Desolate Star may work together to tear down their self-confidence, which will then cause them to doubt their abilities.

To overcome these challenges, Ox-signs should look at upgrading their skills.

Lucky number: 1
Lucky colours: Blue and black
Compatible Chinese horoscope sign: Rat
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts and bonds

Tiger (1950, 1962, 1974, 1986, 1998, 2010)

Tiger-signs can expect a steady improvement in their luck and support from benefactors on the career front thanks to the presence of the Star of Aid and Success Star. Leveraging on this support, they should make concerted efforts to plan ahead, work hard and success will come.

That said, they should also be aware of conniving people due to the presence of the Devious Star.

Lucky numbers: 7 and 11
Lucky colours: Yellow, brown, red and orange
Compatible Chinese horoscope signs: Horse and Dog
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts, bonds and ETFs

Rabbit (1951, 1963, 1975, 1987, 1999, 2011)

This isn’t the best year for those born in the Year of the Rabbit as lucky stars will not be shining upon them and challenges await. The presence of the Misjudgment Star and Disaster Star will make them an easy target for fraud and scams.

While it may not be a year to go big on investing in financial products, Rabbit-signs should consider investing in themselves and upgrade their communication and conflict management skills.

Lucky numbers: 3 and 11
Lucky colours: Green, yellow and brown
Compatible Chinese horoscope signs: Tiger and Dog
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts and bonds

Dragon (1952, 1964, 1976, 1988, 2000, 2012)

Those born in the Year of the Dragon will have a year of stable luck with no major obstacles in their way. Under the Success Star’s influence, they will not be short of helpful benefactors when met with hurdles.

That said, there are also Entanglement Stars lurking around, which may cause them to be distracted and impatient with others.

Lucky numbers: 3 and 9
Lucky colours: Green, white and gold
Compatible Chinese horoscope signs: Tiger and Monkey
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts, ETFs and robo-advisors

Snake (1953, 1965, 1977, 1989, 2001, 2013)

Luck may not exactly be on the cards for Snake-signs, but career progress will be as the Achievement Star brings with it opportunities for promotion and wealth.

However, with unlucky stars such as the Lawsuit Star and Pessimistic Star around, they’ll need to avoid unnecessary confrontations and pay extra attention to your personal health.

Lucky numbers: 7 and 9
Lucky colours: Red, Orange, White, Gold
Compatible Chinese horoscope signs: Hose and Monkey
Financial products to consider based on Chinese horoscope outlook: Insurance-linked policies, high-yield saving accounts, ETFs and robo-advisors

Horse (1954, 1966, 1978, 1990, 2002, 2014)

After an unfavourable year, those born under the Horse Chinese horoscope will experience a significant increase of luck on all fronts.

However, it is not all smooth sailing as the presence of the Bad Romance Star may lead them to temptation that may cause the efforts put into their career or romantic relationship go to waste.

Lucky numbers: 3 and 11
Lucky colours: Green, yellow and brown
Compatible Chinese horoscope signs: Tiger and Dog
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts, ETFs and robo-advisors

Goat (1955, 1967, 1979, 1991, 2003, 2015)

Those born in the Year of the Goat will need to be extra vigilant this year as unlucky stars surround them with no lucky stars in sight. The appearance of the Disaster Star and Major Wealth Loss Star will cause Goat-signs to suffer some financial losses and face relationship issues.

Lucky number: 7
Lucky colours: Red and orange
Compatible Chinese horoscope signs: Horse
Financial products to consider based on Chinese horoscope outlook: High-yield savings account and bonds

Monkey (1956, 1968, 1980, 1992, 2004, 2016)

The stars have definitely aligned for those born in the Year of the Monkey this year! Both wealth and profits are in their favour as the Emperor Star and Prosperity Star shine brightly upon them, and benefactors are always around to lend a helping hand.

As the luckiest sign for 2021, Monkey-signs should consider making some financial investments, and when the opportunity presents itself, consider increasing the amount.

Lucky numbers: 1 and 11
Lucky colours: Blue, black, yellow and brown
Compatible Chinese horoscope signs: Rat and Dog
Financial products to consider based on Chinese horoscope outlook: Stocks, robo-advisors, REITs, investment-linked policies, endowment, CFDs, ETFs and bonds

Rooster (1957, 1969, 1981, 1993, 2005, 2017)

Although there are a few unlucky stars in their orbit, those born in the Year of the Rooster can still expect a relatively positive outlook when it comes to wealth and career growth. This is thanks to assistance from benefactors, and the presence of the Prosperity Star and Wealth Star.

Roosters looking to start investing this year should consider investing in real estate related products, as luck favours them in that area.

Lucky numbers: 9 and 11
Lucky colours: White, gold, yellow and brown
Compatible Chinese horoscope signs: Money and Dog
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts, robo-advisors, REITs and real estate

Dog (1958, 1970, 1982, 1994, 2006, 2018)

The presence of the Prosperity Star, Star of Benevolence and Fortune Star bring good fortune for those born in the Year of the Dog. This indicates that they can expect 2021 to be filled with career growth opportunities, fortune and prosperity — some of which are achieved with the assistance of benefactors.

Lucky numbers: 3 and 7
Lucky colours: Green, red and orange
Compatible Chinese horoscope signs: Tiger and Horse
Financial products to consider based on Chinese horoscope outlook: Stocks, robo-advisors, REITs, investment-linked policies, endowment, CFDs, ETFs and bonds

Pig (1959, 1971, 1983, 1995, 2007, 2019)

With the assistance of the Voyager Star and Abundance Star, balancing work and personal life will be a breeze for Pig-signs this year. If they have been presented with an opportunity or are setting their sights to work abroad, this is the year to do so and it may bring favourable outcomes.

Lucky numbers: 1 and 3
Lucky colours: Blue, black and green
Compatible Chinese horoscope signs: Rat and Tiger
Financial products to consider based on Chinese horoscope outlook: Forex, ETFs that track overseas indexes

[The_King]

Financial Chinese Horoscope Reading For The Year Of The Metal Ox (2021)

Bid farewell to the year that didn’t happen (also known as 2020), and say hello to the fortunes and opportunities that await you in the Year of the Ox.

Fortune favours the bold! Come 12 February 2021, we will be entering the Year of the Ox. If you believe in feng shui readings, there’s plenty to look forward to for every Chinese horoscope sign, especially in terms of money and career prospects.

So, if you’re curious about your financial fortunes, we break down your Chinese horoscope predictions for 2021, and investments you should consider making.

Disclaimer: This article serves as a light-hearted look into your fortunes and financial products that you could consider in the Year of The Ox based on Way Fengshui’s forecast. Before investing in any of the recommended financial products, always consult financial experts (not fortune-tellers, astrologers or geomancers).

Rat (1948, 1960, 1972, 1984, 1996, 2008)

Those born in the Year of the Rat will be relatively stable this year in terms of luck. They will see their career and interpersonal relationships improve the most as the Aspiring Star and Relationship Star shine in their favour.

Rat-signs should attend more activities to expand their social network, as this is where their wealth lies this year.

Lucky numbers: 1 and 9
Lucky colours: Black, blue, white and gold
Compatible Chinese horoscope signs: Rat and Monkey
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts, bonds, ETFs and robo-advisors.

Ox (1961, 1973, 1985, 1997, 2009, 2021)

2021 may be their year, but it definitely doesn’t seem like it! This year, Ox-signs will clash with the Grand Duke and thus, receive no support from any lucky stars.

The unlucky stars have also gathered to challenge their mental resilience (sigh). In particular, the Separation Star and Desolate Star may work together to tear down their self-confidence, which will then cause them to doubt their abilities.

To overcome these challenges, Ox-signs should look at upgrading their skills.

Lucky number: 1
Lucky colours: Blue and black
Compatible Chinese horoscope sign: Rat
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts and bonds

Tiger (1950, 1962, 1974, 1986, 1998, 2010)

Tiger-signs can expect a steady improvement in their luck and support from benefactors on the career front thanks to the presence of the Star of Aid and Success Star. Leveraging on this support, they should make concerted efforts to plan ahead, work hard and success will come.

That said, they should also be aware of conniving people due to the presence of the Devious Star.

Lucky numbers: 7 and 11
Lucky colours: Yellow, brown, red and orange
Compatible Chinese horoscope signs: Horse and Dog
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts, bonds and ETFs

Rabbit (1951, 1963, 1975, 1987, 1999, 2011)

This isn’t the best year for those born in the Year of the Rabbit as lucky stars will not be shining upon them and challenges await. The presence of the Misjudgment Star and Disaster Star will make them an easy target for fraud and scams.

While it may not be a year to go big on investing in financial products, Rabbit-signs should consider investing in themselves and upgrade their communication and conflict management skills.

Lucky numbers: 3 and 11
Lucky colours: Green, yellow and brown
Compatible Chinese horoscope signs: Tiger and Dog
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts and bonds

Dragon (1952, 1964, 1976, 1988, 2000, 2012)

Those born in the Year of the Dragon will have a year of stable luck with no major obstacles in their way. Under the Success Star’s influence, they will not be short of helpful benefactors when met with hurdles.

That said, there are also Entanglement Stars lurking around, which may cause them to be distracted and impatient with others.

Lucky numbers: 3 and 9
Lucky colours: Green, white and gold
Compatible Chinese horoscope signs: Tiger and Monkey
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts, ETFs and robo-advisors

Snake (1953, 1965, 1977, 1989, 2001, 2013)

Luck may not exactly be on the cards for Snake-signs, but career progress will be as the Achievement Star brings with it opportunities for promotion and wealth.

However, with unlucky stars such as the Lawsuit Star and Pessimistic Star around, they’ll need to avoid unnecessary confrontations and pay extra attention to your personal health.

Lucky numbers: 7 and 9
Lucky colours: Red, Orange, White, Gold
Compatible Chinese horoscope signs: Hose and Monkey
Financial products to consider based on Chinese horoscope outlook: Insurance-linked policies, high-yield saving accounts, ETFs and robo-advisors

Horse (1954, 1966, 1978, 1990, 2002, 2014)

After an unfavourable year, those born under the Horse Chinese horoscope will experience a significant increase of luck on all fronts.

However, it is not all smooth sailing as the presence of the Bad Romance Star may lead them to temptation that may cause the efforts put into their career or romantic relationship go to waste.

Lucky numbers: 3 and 11
Lucky colours: Green, yellow and brown
Compatible Chinese horoscope signs: Tiger and Dog
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts, ETFs and robo-advisors

Goat (1955, 1967, 1979, 1991, 2003, 2015)

Those born in the Year of the Goat will need to be extra vigilant this year as unlucky stars surround them with no lucky stars in sight. The appearance of the Disaster Star and Major Wealth Loss Star will cause Goat-signs to suffer some financial losses and face relationship issues.

Lucky number: 7
Lucky colours: Red and orange
Compatible Chinese horoscope signs: Horse
Financial products to consider based on Chinese horoscope outlook: High-yield savings account and bonds

Monkey (1956, 1968, 1980, 1992, 2004, 2016)

The stars have definitely aligned for those born in the Year of the Monkey this year! Both wealth and profits are in their favour as the Emperor Star and Prosperity Star shine brightly upon them, and benefactors are always around to lend a helping hand.

As the luckiest sign for 2021, Monkey-signs should consider making some financial investments, and when the opportunity presents itself, consider increasing the amount.

Lucky numbers: 1 and 11
Lucky colours: Blue, black, yellow and brown
Compatible Chinese horoscope signs: Rat and Dog
Financial products to consider based on Chinese horoscope outlook: Stocks, robo-advisors, REITs, investment-linked policies, endowment, CFDs, ETFs and bonds

Rooster (1957, 1969, 1981, 1993, 2005, 2017)

Although there are a few unlucky stars in their orbit, those born in the Year of the Rooster can still expect a relatively positive outlook when it comes to wealth and career growth. This is thanks to assistance from benefactors, and the presence of the Prosperity Star and Wealth Star.

Roosters looking to start investing this year should consider investing in real estate related products, as luck favours them in that area.

Lucky numbers: 9 and 11
Lucky colours: White, gold, yellow and brown
Compatible Chinese horoscope signs: Money and Dog
Financial products to consider based on Chinese horoscope outlook: High-yield saving accounts, robo-advisors, REITs and real estate

Dog (1958, 1970, 1982, 1994, 2006, 2018)

The presence of the Prosperity Star, Star of Benevolence and Fortune Star bring good fortune for those born in the Year of the Dog. This indicates that they can expect 2021 to be filled with career growth opportunities, fortune and prosperity — some of which are achieved with the assistance of benefactors.

Lucky numbers: 3 and 7
Lucky colours: Green, red and orange
Compatible Chinese horoscope signs: Tiger and Horse
Financial products to consider based on Chinese horoscope outlook: Stocks, robo-advisors, REITs, investment-linked policies, endowment, CFDs, ETFs and bonds

Pig (1959, 1971, 1983, 1995, 2007, 2019)

With the assistance of the Voyager Star and Abundance Star, balancing work and personal life will be a breeze for Pig-signs this year. If they have been presented with an opportunity or are setting their sights to work abroad, this is the year to do so and it may bring favourable outcomes.

Lucky numbers: 1 and 3
Lucky colours: Blue, black and green
Compatible Chinese horoscope signs: Rat and Tiger
Financial products to consider based on Chinese horoscope outlook: Forex, ETFs that track overseas indexes

 

[The_King]

With just a couple of weeks to prepare for the festive occasion, you’re probably wondering are there any supermarkets open for Chinese New Year 2021 in Singapore? If you’re one who has searched for “CNY supermarkets 2021” or “NTUC CNY 2021,” we’ve got you!

Whether it’s for buying ahead, or for emergency purchases you need on the days of Chinese New Year, this list will come in handy. Here’s are the operating hours of some of the major supermarkets for CNY 2021 this year!

NTUC FairPrice: NTUC CNY 2021 Operating Hours

NTUC CNY 2021

129 NTUC FairPrice stores will be open on the first day of CNY 2021, Friday, 12 February. In addition, 28 stores will remain operating for 24 hours on
the eve of the Lunar New Year.

To accommodate last-minute grocery shopping, 121 stores and the FairPrice Mobile Truck will open till 5pm on the eve of Chinese New Year, Thursday, 11 February.

Meanwhile, all 149 FairPrice stores and the FairPrice Mobile Truck will open as per usual operating hours on the second day of the Lunar New Year, Saturday 13 February.

Meanwhile, FairPrice Online will continue deliveries for the Lunar New Year period, between 11 to 13 February, from 8am to 6pm. Regular delivery timings will resume on 14 February.

For full details on store timings and locations here, and here, as well as on their website at www.fairprice.com.sg/events/in-store/cny-hours.

Cold Storage Opening Hours for CNY 2021

Cold Storage stores will have extended hours as early as a week before Chinese New Year from 4 to 10 February.

All stores are open on the eve (11 February) of Chinese New Year and will operate in adjusted hours stores for the first and second day of Chinese New Year.

Click here for the full list of timings and locations.

Giant Opening Hours for CNY 2021

Meanwhile, at Giant, select stores will be extending their operating hours before Chinese New Year 2020. All stores will be operating as usual during the Chinese New Year Holidays!

Click here for the list of timings and locations.

Sheng Siong Opening Hours for CNY 2021

Over at Sheng Siong, in the days leading up to 10 February, some outlets will be extending their shopping hours to 24 hours! The 24-hour-outlets will operate as usual.

ntuc cny 2021

On the eve of Chinese New Year, all stores operate till 4 pm.

On the first and second day of CNY 2021, 25 stores will remain open from 8 am – 6 pm. Normal operating hours resume for all Sheng Siong Stores on Sunday, 14 February.

Visit Sheng Siong’s website for more information.

[The_King]

Ox zodiac. (Photo: iStock/Getty Images)

Ox

This year, you will be centre stage. It will be an opportunity to stand in the limelight and build a connection with those who surround you, especially in the professional sense.

However, keep in mind that this can only be made real if you have something to bring to the table. For this to happen, you'd have to focus all your energy on unique skill sets or knowledge you can share with the world.

On the flip side, you may find yourself faced with communication breakdowns, which can impact your personal brand and reputation. Besides that, there could be instances when your best-laid out plans get disrupted by circumstance.

During those moments, the best thing you can do is to focus on your goals, pay the naysayers, and the white noise around you no attention. When petty people's voices get louder inside your head, you may face stress and depression.

Tiger. (PHOTO: Getty Images)

Tiger

This year is an excellent year for tiger signs to meet new people. It is a year for great romantic aspirations and loads of favourable interactions. If you're single, this will work quite in your favour, and if you are not, it will be an opportunity to strengthen the relationship you're in.

Above all else, be brave. New doors will open on your career front, but things can only flourish if you let it. Don't be afraid to welcome new opportunities, and prosperity will follow close behind. Helping others willingly will allow people to lean into the wisdom you so very much have. Conversely, be sure to ask for help whenever you need it, for no man is an island. With the right people in your corner, you will be that much closer to attaining all your goals.

Nevertheless, to every up, there is a down; you could find yourself being surrounded by loneliness and isolation from friends and family. On achieving your goals, find the motivation to keep being interested, because you may be feeling a loss of passion toward them.

For business owners, pay close attention to fraud or theft; be extra careful to be certain. Health-wise, avoid over-indulging in fatty foods, to maintain a healthy lifestyle.

Rabbit zodiac. (Photo: iStock/Getty Images)

Rabbit

This year could very well be a challenging year for you rabbit signs. What you should do is focus on giving back to others. It is a unique year ahead and in terms of travelling, be sure to have all your travel documentation.

There is also a high risk of you being caught in a hurricane, a storm, a flooding or any natural disasters, so be thrifty to check ahead of time and have a back-up plan if possible.

Help the elderly and lend a hand to those who need it more than you, for the feeling that will ooze from it will be like no other. It may not be as evident right now, but eventually, you will see it. You could also be plagued with sickness this year, or potentially lose someone who matters, so you must work on self-care and emotional resilience as a means to brave the storm.

On top of that, you may find yourself fighting off people who live to find faults in your actions. They may even start unfounded rumours, and though this may challenge you emotionally and mentally, you should focus on moving on with your life. Remember those who matter, won't mind, and those who mind, don't matter.

Dragon zodiac. (Photo: iStock/Getty Images)

Dragon

Dragon signs and wealth will be going hand in hand into the year. It may come from unexpected places and the females of your circle. If you have ever wanted to pursue something but held yourself back for some reason or other, this is your year. Go all out and achieve whatever it is you need to. Courage and strength will come to those who believe.

Nonetheless, there could be something standing in your way, some demons from the past if you will. They will come forth and claim what you owe them, so your best move would be to get ahead of the problem and solve it before it festers. Don't be tempted by intriguing deals, for if your instinct is telling you otherwise, trust it. You would also need to find a better way to deal with stress this year before it drags you to the ground. Managing your emotions is a skill, master it. There will also be mounds of gossips trying to make their way into you. Remember to avoid those at all costs, because people that gossip to you are most likely to talk about you.

Snake zodiac. (Photo: iStock/Getty Images)

Snake

You snake-folk need not worry, for you will find things becoming easier than you thought possible, especially at work under the year of the Ox. Keep an eye out, for there could be opportunities for a promotion, which could mean more authority and a climb in remuneration, especially if your superior is a male who trusts you with responsibilities.

Your new role will bear good fruit, but with the help of someone of higher power. You may have been priorly overlooked, but with the right guidance and on the right path, you will be able to leap right to the front of the line.

Those running businesses will be able to see an expansion and better increase in profits, but only if you have brought the lessons, you learnt in 2020 with you into 2021, as a means to improve, gain new knowledge and boost your business.

However, this year does come with its fair share of problems. For instance, when pushed to a corner, you could find yourself suspicious of those around you, a little emotional and maybe even volatile. The best way around this would be to avoid these situations entirely. Instead, opt to practise mindfulness and inner healing and maintain a more far-sighted view of the world/self.

Horse zodiac. (Photo: iStock/Getty Images)

Horse

2021 will be a good year for horse signs. You would feel both blessed and lucky because most of your endeavours would see fruition. At instances where you feel stuck or lost, you will be able to find solace in the assistance of others, so do not be afraid to ask for help when you find yourself needing it.

If you have a large project or personal goal that hasn't reached where you need it to be, this is the year to put things into full gear and step on it. You could also consider finding a business partner through your new ventures, preferably one who complements you and your talents.

Besides that, all problems faced this year, or ones you so happened to have brought from last year, will magically be resolved because of all the positive energy surrounding you. So, be sure to tap into that as much as possible. Taking the initiative to resolve problems best, you can help deal with customers and employees.

Keep in mind, though, that you would need to be extra careful this year with money and how you use that money. You may feel a little risqué with cash, but if you're not careful, you could be swindled, cheated or overspend way more than necessary. What you could do is invest, because the outflow of money could see a lump sum of a return in the near future.

On the front of your health, things may not be looking so good. There is a possibility of respiratory issues, so it'd be wise to take early note of it. Romance-wise, committed relationships could find unexpected attention from a third party. During this time, you would be smart to understand that short term flings mean nothing and can ruin a good relationship if you let it. Proceed with caution.

Goat zodiac. (Photo: iStock/Getty Images)

Goat

This year, you will be granted the gift of problem-solving. Where others find problems, you’ll find a way to overcome those very problems with ease. Keep your eyes peeled for those willing to help you during dark days.

This is also a year where property investments opportunities and grand deals may come knocking at your door. If you find yourself financially capable, be sure to take what you can get.

However, be sure to look after the feelings of others and not offend anyone this year. There are high chances they could take it to heart, hold a grudge against you and make your life a living hell. It would be best for you to say as little as possible when you're surrounded with sensitive people.

2021 is a year of great transformation, as many life changes lie ahead of you. If these changes are seen through positive lenses, they can be beneficial instead of gruesome. Also acquire large assets come this year, as they could deliver outsized results in the long run. Nevertheless, they would require big investments.

Monkey zodiac. (Photo: iStock/Getty Images)

Monkey

This year can seem especially trying for monkey signs, as there could be plenty of problems which come their way. But you will also come to realize that the one superpower you've had with you all this time, is the ability to turn a frown upside down. Your positivity is mostly the cause, so carry it with you throughout the year. This will invite others to view you as their go-to problem solver. Many will look to you for guidance and support due to this newfound status, so step up and claim your leadership throne. If you fail, though, you could end up feeling lonely and isolated.

The Ox's year is a year in which you will find the things and people who make you feel content. Focus on all those content-filled relationships that bring you happiness and take on any adventure that will bring fulfilment and joy.

This year could also be the year you forget a lot more than you should, whether that may be details or events. Easily resolved with technology, it'd be best to get a jump start on this matter before it worsens.

Those born in the year of Monkeys could be faced with numerous ups and downs, maybe due to sudden changes. It could throw you off your game, but so long as you take a moment, pause, reframe and strategise, you will be back up on your feet in no time at all.

Rooster zodiac. (Photo: iStock/Getty Images)

Rooster

2021 is your year of growth as opportunities will come rolling in all year long. Whether it is taking on a new job or an added responsibility, money will keep flowing in. It would also be easy to stage a turnaround in businesses as people come to your aid.

For you corporate climbers, this is the time to rise through the ranks. It would be best if you managed a team willingly, and your leadership qualities will shine through. It'd be best for you to turn to medical treatment if you have been facing health issues. It may feel stressful and unbearable, but this is the right move to make in the long run.

Besides that, for your personal brand, attempt your hand at social media and don't be afraid to be radical. The approach and method could feel scary, but the benefits are exemplary.

However, on the flip side, be extra aware of accidents when doing sports or just generally from being careless to your surroundings. Avoid dangerous situations and extreme activities, maybe save those for 2022. You could also find yourself being rather fickle-minded. As a means to gain more clarity from confusing situations, seek help and guidance from friends.

Dog Chinese Horoscope. (PHOTO: Getty Images)

Dog

If you were born under the dog's sign, then this year is one good year for you. It is as if the heavens will be shining down on you throughout the year, with great food, great company and significant events. The catch, though, you can't wait for it to happen to you. Instead, you have to go out there and make it happen for yourself.

Organise ways to connect and bond with your loved ones truly. You have to create memories as you go about in life, which can only be done with initiative. All the best events would be more memorable in the year of the Ox.

When faced with dark clouds, all you need to do is look over your shoulder to find all the support you could ever need amongst your family, friends and colleagues. Professionally, look to take on more prominent roles and demand a higher pay at your workplace.

The only downside to your year is that you could be faced with disputes or disagreements. The best solution during this time is to remove any kinks before starting something new. It would also be wise to get the details down in black and white to avoid any further complications in the future.

For you men, your words could offend females this year, so take this time during this year, to re-evaluate the things you say to others.

Pig zodiac. (Photo: iStock/Getty Images)

Pig

You could be travelling a whole lot this coming year, especially for career, educational or personal goals. This is a good thing and could certainly help you grow and attain more money. Consider stepping outside your own country or territory and also venturing into online businesses for greater growth.

If you have been thinking about starting an online business, then this is the year to put your money where your mouth is. Get serious, work out the business plans and kickstart your venture. Even travelling just for the very aspect of travelling will open up some avenues to financial opportunities, so go ahead and take your long-postponed holidays this year.

In terms of injuries, pig signs don't have to worry about it this year, as there will only possibly be minor surgeries, cuts and bruises. If you have been putting off elective surgeries like laser-eye, or minor operations, this would be an excellent year to get it done. There will be no life-threatening circumstances in 2021, but generally, it would be best to avoid situations which could pose the risk of bodily injuries.

Rat zodiac. (PHOTO: Getty Images)

Rat

The rat sign will be given the ability to connect with those of higher authority, whether in getting government officials' support or receiving permit and project approvals. This skill will prove worthy in the workplace. Use it to get ahead by initiating new projects, as your bosses will be more agreeable in the Ox's year. It will help you get noticed.

Besides that, use your energy to pick up some new skills along the way, especially those that will increase wealth or solve problems. Assuming the role of a leader can also help enhance your skill set. Your wealth luck is strong this year, so do not be afraid to attain more responsibilities at work and get some assets. If you do happen to own assets already, think of ways to increase their values and capitalise on them.

Unfortunately, this year wouldn't be too great for rat signs, in terms of health. A detox regime and a wellness retreat at the beginning of this year is very much recommended. Also, be sure to go for check-ups frequently.

On top of that, many issues may affect both your mental and emotional health this year as well. To aid with this, attempt yoga and meditation, as a means to get your anxiety under control. Some key points for the year would be to let go of anything that does not bring joy, and if you're ever faced with a situation to choose between anger or forgiveness, always choose forgiveness.

[The_King]

Irvins

Irvins has upped the addictive game with its new Salted Egg Prawn Roll (S$12). This golden snack is filled with hae bee hiam (spicy dried shrimp) and coated with salted egg yolk that’s punchy, savoury and spicy. Just as irresistible is the Fish Head Curry Fish Skin (S$8.50) coated with fiery spices. The packet of fish skin also contains crispy okra chips.

Check out other items in the range which includes Curry Chicken Potato Chips (S$7.50), perked up with piquant chicken floss or Salted Egg Gyoza Skin (S$8). The new Irvins Premium Gift Box makes a great gift for your friends. You can customise your own box by mixing and matching five or six bestsellers. These snacks are available at all Irvins outlets islandwide and online: www.eatirvins.sg

Shop for Irvins here.

Crispy Har Lok cookies. (PHOTO: Old Seng Choong)

Old Seng Choong

This year, Old Seng Choong has conceived several festive treats with an inventive twist. Try the local tze char inspired Crispy Har Lok (Cantonese dry-fried prawns), and Marmite Chicken Floss cookies, which are slightly salty, crunchy, and very addictive (both S$23.80). To brighten up your celebration, serve your guests the soft and light Yuzu Swiss Roll (S$33.80), made with quality Japanese flour, yuzu zest and puree from Japan.

A must this year is the popular Bak Kwa Pineapple Tarts (S$48.80) filled with homemade pineapple jam melded with parmesan and hand-chopped bak kwa bits. The slightly smoky barbecued meat elevates the sweet tangy jam. Visit Old Seng Choong stores at Clarke Quay Central and The Shoppes at Marina Bay Sands, or order online at www.oldsengchoong.com

Godiva’s 2021 Chinese New Year Collection. (PHOTO: Godiva)

Godiva

Godiva’s 2021 Chinese New Year Collection features new and limited-edition Innovation Chocolates created with timeless Belgian recipes, and woven with a contemporary and festive twist. The flavours include Raspberry Orange White Chocolate filled with tangy, fruity raspberry orange ganache covered in delicate white chocolate, and the Hazelnut Praline Milk Chocolate filled with Piedmont hazelnut praline.

The Almond Mousse Dark Chocolate comprises signature dark chocolate shell filled with dark chocolate mousse mixed with roasted almond bits. Embossed with a special Ox illustration, these pralines are perfect for gifting. Also savour the two limited-time Carrés flavours – Bresilienne Dark Chocolate and Strawberry Milk Chocolate, wrapped in red and gold.

These sublime limited edition chocolates are available as individual loose pieces, or as part of select Gift Boxes. The newly designed festive-exclusive gift boxes are elegantly decked out in vibrant gold and red, with modern illustrations of Chinese symbols of the Ox zodiac as well as Lucky Cloud, bamboo, Koi Fish and Chinese ancient coins. For more information, visit godiva.com.sg

You can also shop for Godiva’s 46-pieces chocolate biscuits here.

Cranberry Pineapple Balls. (PHOTO: Madam Ling Bakery)

Mdm Ling Bakery

Mdm Ling is run by a trio of millennials who make their range of cookies and snacks using high-quality ingredients. Pick up their new flavour - Molten Chocolate – a chocolatey cookie with a luscious liquid centre (from S$9.90), or the popular Kopi Siew Dai (from S$8.90), which balances buttery and dark toasty coffee flavours.

Both are available exclusively at Takashimaya Department Store as well as on the Mdm Ling website. You can also offset the sweetness with savoury bites like the new Seaweed Chicken Floss Love Letters or the Hae Bee Hiam Cookies (both S$16.80). Visit https://www.mdmlingbakery.com/

Luxury Gift set. (PHOTO: My Mum's Cookies)

My Mum’s Cookies

Look out for new offerings by My Mum’s Cookies this year: Passion Fruit Pineapple Balls and Yuzu Pineapple Balls that lend a fruity spin to the well-loved buttery pineapple tart recipe (both S$28.30). The jam is made with sweet, ripe pineapple.

Do check out their vegetarian options including eggless cookie flavours. If you’re a bit more adventurous, try the Durian (S$21.10) and Peanut Truffle (S$19.50) versions. For gifting, various types of gift set boxes are available including two tiered boxes which can contain different types of cookies. Available at Takashimaya and online on https://mymumscookies.com/

Chinese New Year cookies. (PHOTO: Baker's Well)

Baker’s Well

This home-grown East Coast Road bakery has rolled out a range of cookies and snacks featuring either classic recipes or with a fun twist. New in the festive list is the savoury Salted Egg with Basil Leaves cookies (S$29), which goes perfectly with a cup of tea.

Also try the best-selling traditional Nonya love letters ($29.90) with fragrant Gula Melaka, or the Hae Bee Hiam Love Letters (S$27), if you like something different. Fill up your trays with signature items like Almond Pillows (S$33), made purely of ground almonds (without any eggs or butter) as well as Nonya Apple Shape Pineapple Tarts (S$28), elevated with a hint of aromatic cloves.

https://www.bakerswell.com/

[The_King]