The_King Posted October 14, 2021 Share Posted October 14, 2021 The media reported today that more Singaporeans are delaying their marriage so that they can build their careers to earn more money first (‘No money, no getting married: many delaying to build careers first‘). This is shown by a recent marriage statistics from the Department of Statistics (DOS), which recorded that the median age at first marriage for men rose from 29.8 years in 2005 to 30.3 years in 2015 while that for women rose from 26.9 years to 28.2 years. Those interviewed said they had delayed their marriage so that they can save as much money as possible to keep up with the high cost of living in Singapore. Many said they had to save up before committing to marriage because of the high costs involved. These include the wedding reception, buying a house, renovation and children. Mr Kiat Ng, 37, who married only three years ago at 34, said that he was broke after finishing his diploma at 26. With no money then, he found it hard to think about marriage. “The thought of getting married would cross my mind. I would remember that I had no money, and then I’d forget it,” said Mr Ng.- And with women marrying later or not marrying, Singapore’s fertility rate has been severely affected. “These high late or non-marriage rates are the main reasons why the overall fertility rates in Singapore are low,” said an NUS Prof from the sociology department. As a result, the government started adopting an open door immigration policy to import more foreigners into Singapore. Wedding and housing costs A financial blogger did some calculations and came up with an estimated minimum figure of about $76,000 upfront cash for a couple to have a wedding and buy a 4-room HDB flat (‘How much money is needed to get married and start a family in Singapore?‘). The costs include: • Wedding Package (wedding dress, evening gown, photo shoots, wedding album, photo frame) • Wedding Bands/Rings • Wedding solemnization (rental of gown, photographer and videographer, bridesmaid dresses rentals and so on) • Wedding Banquet (30 tables for $1000-$1200 each) • Honeymoon • Down payment for new 4 room flat • Renovation & miscellaneous fees • Buying of furniture and household items Said the blogger, “Most couples will have to share half of the cost each. So it’s $38,000 cash for each person if they spend $76,000 in total. If you plan to get married in 3 years time, you’ll roughly need to save $12,700 per year per person.” “This brings me to the point that you need roughly 3 years to prepare and save up in order to start a family. That’s if you can save roughly $12k per year. If you can’t, then give yourself a longer time to prepare.” He estimated that typically it would take about 3-4 years for a couple to save up and plan for their marriage, because of the costs as outlined above. The $900,000 Singapore child Some time ago, Joseph Chong, a former CEO of a financial advisory firm, wrote an ST article, providing figures to back up why many couples do not even wish to have children (‘The cost to raise a child in Singapore is $900,000‘). According to Mr Chong, a family would need to spent $600,000 in real dollars to raise a child for a 1-child family. It takes $500,000 for each child in the case of a two-child family. Thus, for a two child family, it means $1,000,000 less in retirement money for the parents. Assuming $500,000 per child, there is another additional $400,000 paid by tax payers because of state subsidy. Thus, the cost to raise a child in Singapore is a whopping $900,000. This ‘subsidy’ includes the imputed rental of the government schools. Another reason why the cost of raising the child is so expensive is because of the existence of the parallel education system in Singapore – private tuition. In 2007, the private tuition was already a $1.2 billion industry representing 17% of the MOE’s own budget. When everyone else is sending their kids for tuition, one would inevitably get caught up with it. Some couples then probably decide to forego having kids cause it would be just too painful for them to raise kids in Singapore. Growth of foreign population continues to outstrip that of Singaporeans Meanwhile, the government continues to import foreigners into Singapore to make up for the shortfall. From 2014 to 2015, total population increased from 5,469,724 to 5,535,002 (1.2%). However, the Singaporean population only grew by 1% from 3,343,030 to 3,375,023. On the other hand, foreign population, including PRs, grew by 1.6% from 2,126,694 to 2,159,979. If PRs were excluded, the foreign population was found to have actually grown by 2.1% from 1,598,985 to 1,632,312. But most foreigners are just treating Singapore as a pit-stop. They would rather settle somewhere else to have kids than the high-cost ladden Singapore.Follow us on Social Media 1 1 Link to comment Share on other sites More sharing options...
aaur4man Posted October 14, 2021 Share Posted October 14, 2021 these durian gen ppl, born out of comfort. why must buy 4room HDB? dont have high pay settle for 3rm la. last time 10 kids squeeze one room flat also like that. dont get me started on 4rm, these wanna get married people also buay pai seh. how many seriously gonna have kids? the most make 1 or 2 right, sleep one room gao dim. 3rm more than enough. u only need a small space to have sex. bomb shelter also can. all this materialist societal pressure also one kind only. why must pay to the restoran and hotel to profit off your nuptial union? that doesnt make any financial sense and cause unnecessary load on the "friends" u gonna invite. end up non close friends either dont come or MIA. then what, u gonna invoice MIA guests? make it easy la, zhi char 10 table gaodimsai, ppl come jiak and lim seebay happy, even $68 angbao per pax u also earn big. why struggle pay hotel this pay hotel that end up count angbao so miserable cry at the atm when setting bill after ur wedding dinner. reno, do simple can already. nowadays material and skills not like seebay solid like it used to be. do basic kitchen and bedroom, the rest use CPF pay for HDB OCS flooring and toilet fitting. want so atas for what? for all u know move in already ur neighbour upstair depression kisiao disturb until u need to move out after MOP. dont understand why honeymoon is a big cost, just go bangkok party a few night need how much only. watch netflix about diamond marketing, u will simply make do with a gold ring for less than $1k. simple as that. 3 2 Link to comment Share on other sites More sharing options...
XianGe Posted October 14, 2021 Share Posted October 14, 2021 In before $1k celery can buy HDB... 2 Link to comment Share on other sites More sharing options...
XianGe Posted October 14, 2021 Share Posted October 14, 2021 1 hour ago, aaur4man said: these durian gen ppl, born out of comfort. why must buy 4room HDB? dont have high pay settle for 3rm la. last time 10 kids squeeze one room flat also like that. dont get me started on 4rm, these wanna get married people also buay pai seh. how many seriously gonna have kids? the most make 1 or 2 right, sleep one room gao dim. 3rm more than enough. u only need a small space to have sex. bomb shelter also can. all this materialist societal pressure also one kind only. why must pay to the restoran and hotel to profit off your nuptial union? that doesnt make any financial sense and cause unnecessary load on the "friends" u gonna invite. end up non close friends either dont come or MIA. then what, u gonna invoice MIA guests? make it easy la, zhi char 10 table gaodimsai, ppl come jiak and lim seebay happy, even $68 angbao per pax u also earn big. why struggle pay hotel this pay hotel that end up count angbao so miserable cry at the atm when setting bill after ur wedding dinner. reno, do simple can already. nowadays material and skills not like seebay solid like it used to be. do basic kitchen and bedroom, the rest use CPF pay for HDB OCS flooring and toilet fitting. want so atas for what? for all u know move in already ur neighbour upstair depression kisiao disturb until u need to move out after MOP. dont understand why honeymoon is a big cost, just go bangkok party a few night need how much only. watch netflix about diamond marketing, u will simply make do with a gold ring for less than $1k. simple as that. Problem is 60.1% r sheeps... Must follow trend... The selfish gen oso die die wan face... 2 1 Link to comment Share on other sites More sharing options...
Homelander Posted October 14, 2021 Share Posted October 14, 2021 2 hours ago, aaur4man said: these durian gen ppl, born out of comfort. why must buy 4room HDB? dont have high pay settle for 3rm la. last time 10 kids squeeze one room flat also like that. dont get me started on 4rm, these wanna get married people also buay pai seh. how many seriously gonna have kids? the most make 1 or 2 right, sleep one room gao dim. 3rm more than enough. u only need a small space to have sex. bomb shelter also can. all this materialist societal pressure also one kind only. why must pay to the restoran and hotel to profit off your nuptial union? that doesnt make any financial sense and cause unnecessary load on the "friends" u gonna invite. end up non close friends either dont come or MIA. then what, u gonna invoice MIA guests? make it easy la, zhi char 10 table gaodimsai, ppl come jiak and lim seebay happy, even $68 angbao per pax u also earn big. why struggle pay hotel this pay hotel that end up count angbao so miserable cry at the atm when setting bill after ur wedding dinner. reno, do simple can already. nowadays material and skills not like seebay solid like it used to be. do basic kitchen and bedroom, the rest use CPF pay for HDB OCS flooring and toilet fitting. want so atas for what? for all u know move in already ur neighbour upstair depression kisiao disturb until u need to move out after MOP. dont understand why honeymoon is a big cost, just go bangkok party a few night need how much only. watch netflix about diamond marketing, u will simply make do with a gold ring for less than $1k. simple as that. Well spoken...very good...i give u a suka 3 2 Link to comment Share on other sites More sharing options...
Standing Birdy Posted October 14, 2021 Share Posted October 14, 2021 2 hours ago, aaur4man said: these durian gen ppl, born out of comfort. why must buy 4room HDB? dont have high pay settle for 3rm la. last time 10 kids squeeze one room flat also like that. dont get me started on 4rm, these wanna get married people also buay pai seh. how many seriously gonna have kids? the most make 1 or 2 right, sleep one room gao dim. 3rm more than enough. u only need a small space to have sex. bomb shelter also can. all this materialist societal pressure also one kind only. why must pay to the restoran and hotel to profit off your nuptial union? that doesnt make any financial sense and cause unnecessary load on the "friends" u gonna invite. end up non close friends either dont come or MIA. then what, u gonna invoice MIA guests? make it easy la, zhi char 10 table gaodimsai, ppl come jiak and lim seebay happy, even $68 angbao per pax u also earn big. why struggle pay hotel this pay hotel that end up count angbao so miserable cry at the atm when setting bill after ur wedding dinner. reno, do simple can already. nowadays material and skills not like seebay solid like it used to be. do basic kitchen and bedroom, the rest use CPF pay for HDB OCS flooring and toilet fitting. want so atas for what? for all u know move in already ur neighbour upstair depression kisiao disturb until u need to move out after MOP. dont understand why honeymoon is a big cost, just go bangkok party a few night need how much only. watch netflix about diamond marketing, u will simply make do with a gold ring for less than $1k. simple as that. After all the trouble, wife cheat on you. Divorce kena pwned by WC. Merry NOT Marry! Want to lim some milk don't need to buy the cow 3 Link to comment Share on other sites More sharing options...
XianGe Posted October 14, 2021 Share Posted October 14, 2021 10 minutes ago, Standing Birdy said: After all the trouble, wife cheat on you. Divorce kena pwned by WC. Merry NOT Marry! Want to lim some milk don't need to buy the cow Ya most impt happy can liao 2 1 Link to comment Share on other sites More sharing options...
aaur4man Posted October 14, 2021 Share Posted October 14, 2021 anyway i did all the above + buy new car fucking tension and stress after bank no money and baby come out ya so really not worth it. many life lessons learnt. will ppl see u up? just a hdb and a car. maybe car can flaunt, hdb want action simi. 10 years later who will remember which luxury hotel u held ur wedding at, and who will remember ur wedding pictures and what gown the bride wore? 100% nobody not even urself. 3 1 2 Link to comment Share on other sites More sharing options...
Chestnut Posted October 14, 2021 Share Posted October 14, 2021 (edited) Weddings really cost a bomb bcos most people wanna make it grand but really not practical. For me, i wont want a grand one also. Probably just sign papers nia and have separate outing with some friends. Bcos i not many friends and i dont wish to see friends or people i invited not turning up for weddings and kpo relatives will prompt alot. I attended a friend wedding and some of our classmates and her other friends never turn up, she say waste $$ also But then again, i dont think i would wed one day also and i dont mind if i remain single,sometimes marriage and getting into a rls really creates drama. If can live a life drama-free at home, why not? Edited October 14, 2021 by Chestnut 1 Shalala lala la la ~ 🌠 Link to comment Share on other sites More sharing options...
Chestnut Posted October 14, 2021 Share Posted October 14, 2021 Out of topic. That day my mum asked me if i think my kgb sis can be married off or not 🤣 1 Shalala lala la la ~ 🌠 Link to comment Share on other sites More sharing options...
The_King Posted October 14, 2021 Author Share Posted October 14, 2021 4 hours ago, aaur4man said: these durian gen ppl, born out of comfort. why must buy 4room HDB? dont have high pay settle for 3rm la. last time 10 kids squeeze one room flat also like that. dont get me started on 4rm, these wanna get married people also buay pai seh. how many seriously gonna have kids? the most make 1 or 2 right, sleep one room gao dim. 3rm more than enough. u only need a small space to have sex. bomb shelter also can. all this materialist societal pressure also one kind only. why must pay to the restoran and hotel to profit off your nuptial union? that doesnt make any financial sense and cause unnecessary load on the "friends" u gonna invite. end up non close friends either dont come or MIA. then what, u gonna invoice MIA guests? make it easy la, zhi char 10 table gaodimsai, ppl come jiak and lim seebay happy, even $68 angbao per pax u also earn big. why struggle pay hotel this pay hotel that end up count angbao so miserable cry at the atm when setting bill after ur wedding dinner. reno, do simple can already. nowadays material and skills not like seebay solid like it used to be. do basic kitchen and bedroom, the rest use CPF pay for HDB OCS flooring and toilet fitting. want so atas for what? for all u know move in already ur neighbour upstair depression kisiao disturb until u need to move out after MOP. dont understand why honeymoon is a big cost, just go bangkok party a few night need how much only. watch netflix about diamond marketing, u will simply make do with a gold ring for less than $1k. simple as that. heng i nv listen to durian gen ppl and my bird cage is fully paid. keep telling them to pay off my housing debt in 3 yr is better then 14yr. but durian gen ppl nv listen 1 Link to comment Share on other sites More sharing options...
XianGe Posted October 14, 2021 Share Posted October 14, 2021 1 hour ago, aaur4man said: anyway i did all the above + buy new car fucking tension and stress after bank no money and baby come out ya so really not worth it. many life lessons learnt. will ppl see u up? just a hdb and a car. maybe car can flaunt, hdb want action simi. 10 years later who will remember which luxury hotel u held ur wedding at, and who will remember ur wedding pictures and what gown the bride wore? 100% nobody not even urself. Tbh the best food or most satki wedding me attended oso forgot liao... No butties cares... 1 1 Link to comment Share on other sites More sharing options...
aaur4man Posted October 14, 2021 Share Posted October 14, 2021 17 minutes ago, XianGe said: Tbh the best food or most satki wedding me attended oso forgot liao... No butties cares... exactly. Link to comment Share on other sites More sharing options...
XianGe Posted October 14, 2021 Share Posted October 14, 2021 2 hours ago, Chestnut said: Weddings really cost a bomb bcos most people wanna make it grand but really not practical. For me, i wont want a grand one also. Probably just sign papers nia and have separate outing with some friends. Bcos i not many friends and i dont wish to see friends or people i invited not turning up for weddings and kpo relatives will prompt alot. I attended a friend wedding and some of our classmates and her other friends never turn up, she say waste $$ also But then again, i dont think i would wed one day also and i dont mind if i remain single,sometimes marriage and getting into a rls really creates drama. If can live a life drama-free at home, why not? If Song Seung-Heon jio chiu wif his smelly armpit chiu on bo? 2 Link to comment Share on other sites More sharing options...
Huat Zai Posted October 14, 2021 Share Posted October 14, 2021 2 Official Mugentech Minecraft server: Please see thread in Gamers Link to comment Share on other sites More sharing options...
Chestnut Posted October 14, 2021 Share Posted October 14, 2021 36 minutes ago, XianGe said: If Song Seung-Heon jio chiu wif his smelly armpit chiu on bo? He yandao kia sure no smelly armpit and no fangpi or no pangsai. Sure smell like cologne 2 Shalala lala la la ~ 🌠 Link to comment Share on other sites More sharing options...
socrates469bc Posted October 15, 2021 Share Posted October 15, 2021 sakti teochew Towkay life in bkk the best. Link to comment Share on other sites More sharing options...
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